A credit analysis refers to evaluating a borrower’s loan application and measuring its ability to meet its obligations. Additionally, the credit analysis seeks to determine the borrower’s financial health and identify the level of credit risk associated with extending the credit to the borrower. After drawing conclusions from the available data, the credit analysis then makes the recommendation about the perceived needs and risks.
Having the right credit analysis tool means you are one step away from the loan approval process, providing you with solutions to improve your financial standing.
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